Blog
3 Mistakes That Make Your Emergency Fund Less Effective
A thoughtful emergency fund strengthens financial wellbeing. Set the right amount, keep cash separate, and avoid relying on investments. Simple choices today help you stay calm, prepared, and in control when life gets messy.
Read MoreKids Need Unconditional Love and Chores
Kids build confidence and resilience when love meets responsibility. Summer chores teach goal‑setting, money skills, and the economic truth that their actions shape their outcomes.
Read MoreFinancial Wellbeing is a Team Sport
Whether to combine finances or not is one of the most important decisions a married couple will make. Joint or separate? As with all decisions in marriage, the best choice is the one that maximizes shared goals and transparency.
Read MoreHow A Good Pro Can Use Retirement Accounts to Mitigate Taxes
Discover how smart contributions keep you in lower tax brackets year after year. 3 key principles: graduated brackets, income deferral, and strategic timing can help save while you work, diversify taxes in retirement, and shield your heirs.
Read MoreTraditional vs Roth IRAs: What’s the Difference?
Confused by retirement options? Discover tax perks of 401(k)s & IRAs vs flexible standard accounts. Trad IRA: Deduct now, tax later. Roth: Pay taxes upfront for free withdrawals. Knowing the difference can help you strategize wisely.
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Why Most of Us Don’t Enjoy Our Work and What to Do About It
Money and work top American stressors, with 76% citing job unhappiness. Discover why chasing success over purpose leads to misery, and how meaningful work, through earned success and service, boosts well-being.
Read MoreDo you Enjoy your Work? Invest to Upgrade your Work, Not Just Your Lifestyle
Challenge the retirement status quo: Work isn't the enemy, burdensome work is. Save & invest not to quit early, but to upgrade to fulfilling work that matches your interests, serves others, and isn't dependent entirely on a paycheck.
Read MoreAre you Enjoying Your Money as Much as You Could?
Money can contribute to happiness—IF spent wisely. You can maximize your “joy per dollar” by valuing relationships, savoring anticipation, balancing carefree & thoughtful spending, and focusing on frequent, meaningful pleasures.
Read MoreMoney Decisions are Tough. Here’s How to Ditch the Stress.
Not all good financial choices are the best ones. Learn how to align your goals, values, and money decisions so you can reduce stress and move toward your ideal future.
Read MoreShould We Spend Money on Experiences or Stuff?
Are experiences better than stuff? Not always. The key is spending on what truly matters to you. When your purchases align with your values, you’ll get more joy—and less guilt—out of your money.
Read MoreWhat You Need to Know Before the Next Market Downturn
In 10 years of practicing financial advice, I have never heard anyone say, “The housing market’s down 20%, I’d better sell my house before the bottom drops out!” That would be crazy because we all know that asset prices go up over...
Read MoreAre your Goals at Risk?
Are your Goals at Risk?When people talk about investment risk, they’re usually referring to the variability associated with a given investment (those ups and downs in value). Based on variability, professionals and laymen alike...
Read MoreWhy Your Financial Advisor Isn’t Calling You Back (And What to Do About It)
Ever feel like your financial advisor is dodging your calls? It might not just be bad service—it could be about the money. If you’ve mysteriously begun to feel like you’re on the bottom of your advisor’s priority list, you may be....
Read MoreThere are Only Four Things Money Can Buy
Making decisions on how to use our money is extremely difficult and money decisions can have a huge effect on our overall wellbeing, not to mention our goals. When considering whether to spend, save, or give; it’s helpful to remember...
Read More4 Powerful Steps to Gain Clarity and Confidence with Your Finances
Net worth isn’t the key to financial well-being—it’s just a number. You could have millions on paper but still feel stuck if your money doesn’t allow you to do the things you care about. Real clarity and confidence come from alignment...
Read MoreWhat Should I do Financially After a Divorce or Death of a Spouse?
Many Americans are all too familiar with the pain and difficulty of divorce or widowhood. Divorce rates remain persistently high. Additionally, the age of the average widow is significantly younger than you might think. So, recovering...
Read MoreWas Mom Happier?
There’s a fascinating paradox occurring in our modern culture. While the overall status of women has improved in Western society, today, women report being far less happy than they were in the 1970’s. It’s easy to see why this might...
Read MoreAre You More Worried About Debt Than Your Partner?
Men and women look at finance very differently, particularly when it comes to financial independence. When women describe financial independence, the most common themes are security, peace of mind, and being debt-free. In fact, 47% of...
Read MoreThe Top 5 Retirement Mistakes that Women Don’t know They’re Making
Mistakes, not financial markets, prevent investors from reaching their financial goals. For this reason, a financial advisor’s greatest purpose is to help people identify potential pitfalls before they happen. Last month’s blog...
Read MoreThe Top 5 Retirement Mistakes that Men don’t know They’re Making
It’s generally understood in the world of finance that the typical DIY investor averages only 3% per year on their investments. This is a terrible problem for two reasons. First, it means the average investor isn’t getting ahead of...
Read MoreShould Parents Help their Adult Children Buy a House?
You love your kids and want them to have things easier than you did. But is helping them buy a house the best thing for anybody?
Read MoreWomen are Better Investors than Men so Why are they so Worried?
Women are perceptive, capable investors, and yet, things like the rising cost of health and long-term care for themselves[1] and/or their spouses[2] have most of them worrying about running out of money in the future. Are Women Really...
Read MoreCDs vs. a Diversified Portfolio
Have you been curious about whether now is the time to get into CDs or if you should stand by your portfolio? You're not alone! Read on for my thoughts
Read MoreIs it Better to Retire or Keep Working?
Does retiring have the positive impact on our wellbeing that we think it will? By creating a plan and being thoughtful about the tasks we will engage in throughout the course of our working lives and after we retire, we can decide
Read MoreElite Retirees
Is your goal to just retire or to retire with a sense of purpose and fulfillment? The first step to becoming an elite retiree is changing how one thinks about retirement.
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